What is best for me a 30 year loan or a 15 year?

sometime they ask us what is best for me?

Keep renting?

Small things still come in small packages. The Renting Question revealed

Buying and Repair plus 100% USDA Loans

New home needs a roof and appliances well FHA does that.

Get that cozy feel with a USDA 100% loan.

If they only knew

We are always buzzing around and we are able to help the First Time Home buyer. Ask about the FHA VS the 97% conforming loans. Our last clients actually are paying less than their rent.

The mortgage process word of caution:

The mortgage process word of caution: The loan process can be a scary place for the first time buyer as well as the seasoned buyer. When in the loan process be real careful in your spending and thrift habits. Do not make any unusual changes and or deposits into your checking accounts. Always be prepared to get the paper trail of any unusual events and monies out of the norm. Example client sold a car and we had to track the actual title transfer and the moneys used to purchase the car.

It's just a $1,000 dollars who cares!!!

The new Era of lending.

If you are going through the mortgage process, and have an irregular deposit in you’re checking or savings account, normally $1,000 or more, be ready to explain and source the funds. Meaning if it was a gift or a bonus prove where it came from or wait to deposit it in your account until after closing. Lending today is difficult at best so a little tip to be aware of. Keeping in mind your Loan Officer is not the enemy, but a coach in the mortgage process. #mortgagebrokeropfl Mr. Will

The Mortgage Loan process

The process re visited